What is Medicare Part A?

Medicare Part A is hospital insurance that covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. Most people don't pay a premium for Part A if they or their spouse paid Medicare taxes for 10+ years.

What is Medicare Part B?

Medicare Part B is medical insurance that covers doctor visits, outpatient care, preventive services, durable medical equipment, and some home health care. The standard premium is $174.70/month in 2024.

What is Medicare Advantage (Part C)?

Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies. It includes all Part A and Part B benefits, often includes Part D prescription coverage, and may include extra benefits like dental, vision, and hearing.

When is Open Enrollment for health insurance?

Open Enrollment for ACA marketplace plans runs from November 1 to January 15. If you enroll by December 15, your coverage starts January 1. If you enroll by January 15, coverage starts February 1.

Medicaid is a joint federal and state program providing free or low-cost health coverage to eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities. Eligibility is generally up to 138% of the Federal Poverty Level in expansion states.

What is a health insurance deductible?

A deductible is the amount you must pay out of your own pocket for healthcare services before your insurance starts paying. Preventive care is usually covered before you meet your deductible.

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